Disclaimer

  1. General Information OnlyThe content published on uucpl.com (the “Site”), including all pages, blog posts, service descriptions, and success stories, is provided for general informational purposes only. It is intended to help visitors understand the loan settlement and debt settlement consultancy services offered by Upturn United Consultancy Pvt. Ltd. (“UUCPL,” “we,” “us,” or “our”) and does not constitute legal, financial, or professional advice of any kind. Nothing on this Site should be relied upon as a substitute for individualised advice from a qualified advocate, chartered accountant, or financial advisor familiar with your specific circumstances.
  2. No Client Relationship Formed by BrowsingBrowsing the Site, reading its content, or submitting a general enquiry through our contact form or WhatsApp chat does not, by itself, create an advisor-client, advocate-client, or any other professional relationship between you and UUCPL. Such a relationship is established only upon formal engagement, typically confirmed through a written agreement or engagement letter.
  3. Not a Bank, NBFC, or Government BodyUUCPL is an independent consultancy firm offering loan settlement, debt settlement, and loan restructuring advisory services. We are not a bank, non-banking financial company (NBFC), lending institution, or a government or regulatory body, and we are not affiliated with the Reserve Bank of India (RBI), the Debt Recovery Tribunal (DRT), the National Company Law Tribunal (NCLT), or any bank or NBFC with which we may negotiate on a client’s behalf. References to RBI guidelines or compliance on this Site describe the framework within which we aim to operate our advisory services and do not imply any endorsement, approval, or affiliation by the RBI or any other authority.
  4. No Guarantee of ResultsEvery loan or debt situation is different, and outcomes depend on factors such as the policies of the concerned bank or NBFC, the specifics of your loan account, applicable law, and the discretion of the relevant tribunal or authority. Statistics, case counts, years of experience, and client testimonials or reviews referenced on the Site (including on our About Us, Success Stories, and Gallery pages) reflect individual past experiences and are shared for illustrative purposes only. They do not constitute a promise, warranty, or guarantee that similar results will be achieved in any other case, including yours.
  5. Accuracy of InformationWhile we make reasonable efforts to keep the information on the Site accurate and up to date, UUCPL makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the Site or the information, services, or related graphics contained on it. Laws, RBI guidelines, and banking practices referenced on the Site may change over time, and you should independently verify any information relevant to your decision-making.
  6. External LinksThe Site may contain links to third-party websites or platforms, including Google Maps, Facebook, Instagram, LinkedIn, YouTube, and WhatsApp, for your convenience. UUCPL does not endorse and is not responsible for the content, accuracy, or practices of any linked third-party site.
  7. Seek Independent Professional AdviceBefore making any decision regarding your loan, debt, or financial matters — including whether to pursue settlement, restructuring, or any related legal proceeding — we strongly encourage you to seek independent advice from a qualified advocate, chartered accountant, or financial advisor, in addition to consulting with our team, so that any advice is tailored to your specific facts and circumstances.
  8. Limitation of LiabilityTo the fullest extent permitted by applicable law, UUCPL and its directors, employees, and associated professionals shall not be liable for any loss or damage, direct or indirect, arising from reliance on the general information published on the Site, or from any action or decision taken on the basis of such information, without a formal professional engagement with our firm.
  9. Changes to This DisclaimerWe may update this Disclaimer from time to time. The updated version will be posted on this page with a revised “Last updated” date.
  10. Contact UsIf you have questions about this Disclaimer, please contact us at:Upturn United Consultancy Pvt. Ltd. (UUCPL)
    Godrej Genesis, Salt Lake Sector V, Kolkata – 700091, West Bengal, India
    Email: adminhr@uucpl.com
    Phone: +91 97483 96750